Addressing Soaring Repair Costs: Crash Champions Partners with Sunbit to Offer Nationwide 0% APR Flexible Financing

On May 18, 2026, Crash Champions, one of America’s fastest-growing collision repair networks, announced the official launch of its “Fix Now Pay Later” (FNPL) flexible financing solution across its nationwide locations.

As modern automotive technologies become increasingly complex, the average ticket size for collision repairs continues to climb, placing significant financial strain on consumers. In response, Crash Champions has partnered with fintech firm Sunbit to seamlessly integrate flexible payment options directly into the CCC ONE repair management platform. Eligible customers can quickly apply in-store or online, with approved users enjoying promotional terms of up to 3 months with 0% APR (zero interest and zero fees). This initiative marks a milestone in the industry by embedding personalized digital financial services into daily repair shop operations.

Impact:

1. Service Conversion Boost: Lowers the financial barrier for vehicle owners facing high out-of-pocket bills, preventing drivers from delaying safety-critical repairs due to budget constraints.

2. Industry Trendsetter: Signals that competition among mega-franchises is expanding from purely technical capabilities to a battle over “digital financial service experiences.”